• A Rated XV -AM. Best non-admitted carrier.

  • Difference in conditions incl.
    Earthquake/Flood Program

  • Low Deductible; 5% of the insurable values per unit for the peril of earthquake, Flood 2% of the insurable values per unit, $50,000 min, $25,000 AOP.

  • 100% for building ordinance coverage A: 20% for coverage B and C.

  • Annual aggregates on Earthquake/Flood.

  • Replacement Cost on Real property and ALS on Time element losses.

  • 100,000 sublimit on pools, fences, paved surfaces.

  • 25% Minimum Earned premium.

  • Risk eligibility subject to inspection.

 This is the self-rater program open to all Farmer's agents.


The Earthquake/Flood program also includes some exclusions. Please note some of these exclusions may be covered under the property section of the Farmer's policy.